About Us
About Us
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What GDA Does

The Georgia Development Authority is ready to serve you. Your neighbor may already be a customer of ours. Our service is available in every county in Georgia. Over 100 lenders: Banks, Savings & Loan Associations, and Retirement Systems participate in our insured farm loan program.

The Georgia Development Authority was created in 1953 by the Georgia Legislature to help develop opportunities for Georgia Farmers.



Top dollar loan on security offered. GDA does not interfere with your farming operations. Loan officers are specialists in farm lending. Certified appraisers establish present day value of the farm. Fast closing service! Low closing costs! Title work done by attorney of your choice.  No cost to State or Federal Government. Easy to obtain timber or other releases. No stock to buy.



First mortgage on farm real estate as collateral. You do not have to live on the farm to qualify. Loans made to full or part-time farmers. Loans made on timber or crop land.


Loan Purposes

Buy land. Irrigation equipment and wells. Build or repair farm buildings. Purchase machinery and equipment. Build farm ponds. Education of children. Establish permanent pastures. Establish beef, dairy or swine herds. Refinance debts. Specialized building for dairy, poultry, swine or beef enterprises.


Repayment Plans

Fixed or variable rate. Up to 20-year amortization, variable interest rate based on prime rate, adjusted annually. Simple interest charged only for days you use the money. Payment scheduled to fit farm income. Extensions may be granted on payments if needed. Loans may be refinanced if necessary.